Employee Benefits

Our team provides experience-driven strategies to help increase employee well-being and allow you to optimize your employee benefits program.

The market is filled with companies that provide benefits consulting or insurance brokerage services. Brown & Brown – Daytona Beach is one of the few intermediaries that provides both. We will customize an employee benefits program specifically for you – one that meets both your needs from a products and services perspective as well as the financial goals of your organization.

Healthcare reform transformed the employee benefits industry completely. Gone are the days of an insurance broker simply quoting plans and seeing customers once a year. Brown & Brown – Daytona Beach handles each customer’s needs uniquely. There is no one-size-fits all program, and therefore, we tailor everything specific to your needs.

Whether it is alternative funding arrangements for your medical program, researching pharmacy benefit manager options, bench marking plans and contribution strategies against your peers, or implementing technology solutions or compliance, our team is here to help.

Customer Service

Our employee benefits team brings together national strength and local presence to deliver personalized customer service that goes above and beyond.

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Comprehensive Services

Brown & Brown’s team combines benefits consulting and insurance brokerage services to give customers a comprehensive employee benefits program. Gone are the days of the transactional broker who presents you quotes from the market for you to choose.

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Cost Control Strategies

With the average premium for family coverage increasing by 22% over the past 5 years, it’s important to know that, as a business owner, there are solutions. Our team understands the effect this has on your bottom line and we have developed cost control strategies to mitigate the year-to-year increases.

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Whether you are seeking to automate your benefits administration for the first time, or you realize your current software does not meet your evolving needs, the selection of the right tool in a constantly evolving marketplace can be an overwhelming task. 

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Data Analytics

Our analytics team adds another layer of insight into your company’s health plan to help you make informed decisions on your plan design, contributions, and funding arrangement.

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Navigating the complexities of the ACA, ERISA, and other regulations can be a daunting task for employers – especially with the never-ending additions of federal/state laws and mandates. As the IRS increases its enforcement of reporting penalties, it is more important than ever to ensure that your company is compliant with these laws and regulations.

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Engagement & Enrollment Solutions

Open enrollment can be a hectic time for HR staff. Brown & Brown offers unique enrollment solutions to streamline your enrollment process and enhance employee engagement.

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Employee Health & Well-Being

Your employees’ ability to perform at their peak depends upon a number of factors. Regardless, the well-being of your employees will always directly affect your organization’s bottom line. To ensure that your employees are at their prime, you need an experienced partner to help you create a custom, holistic, reliable program that addresses every aspect of employee health and well-being. We can help.

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Pharmacy claims represent one of the largest opportunities for better management of your plan and its financial performance. Let us help you better understand and control this sector of your plan’s costs and develop and execute a strategy for improvement.

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Global Benefit Solution

Our experience and relationships span across the globe. We can provide a fully objective view on your global benefit plans and show you how to maximize them.

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Contact Our Employee Benefits Team

Insurance coverage and/or claims cannot be submitted, bound, amended, cancelled, changed, or managed through this contact form.

We look forward to helping you find comprehensive solutions that are tailored to meet your needs.

Dustin Smurdon

Employee Benefits Team Leader

Meet Our Employee Benefits Team

Dustin Smurdon

Employee Benefits Office Leader

Dustin Smurdon is the Employee Benefits Leader of our office, responsible for the overall performance of the Employee Benefits Division. The team consists of about 50 teammates focusing on Service, Analytics, Marketing, Enrollment & Wellness, and Marketing. Dustin has been with Brown & Brown since 2015. Prior to Brown & Brown, Dustin spent nearly 12 years with JPMorgan Chase in various operational and leadership roles. He currently serves on the Board of the United Way of Volusia and Flagler Counties as the Resource Development Chair. He is originally from Ohio, where he attended Ohio University and obtained his Bachelor of Business Administration degree in Finance and Marketing. Dustin holds his insurance licenses for Life, Variable Annuities & Health along with the General Lines Property & Casualty.

Lindsey McClammy

Employee Benefits Marketing Leader

Lindsey McClammy is the Marketing Leader for the Employee Benefits Department.  She has been with Brown & Brown since 2009.  With her 10+ years of experience in the industry, she has specialized in Employee Benefits, including fully insured and self-funded medical, dental, vision, life, disability, and workplace coverages.  Currently, she leads a team of 7 responsible for the marketing of both new and existing accounts.  She has also led the small business team which consists of 4 Account Managers and 4 Marketers that focuses on employers with under 50 employees. Lindsey earned her Bachelor of Arts in Communications from the University of West Florida and holds an insurance license for Life, Variable Annuities & Health.

Lacey Lewis

Select Business Team Leader

Lacey Lewis is the leader of our Select Business team for companies under 50 employees. Lacey brings a unique mindset to our department and concentrates on ways to bring a fresh perspective to our industry and customer service. She is also passionate about continuing to strengthen teammate engagement within our company. Lacey came to Brown & Brown in 2015 after working as a Victim Advocate with the State Attorney’s Office in both Orange and Volusia Counties. Lacey is involved in various local organizations and previously co-chaired the Orange County Domestic Violence Task Force. Lacey works continuously on developing ways to grow our Select Business team and strengthen our local presence. Lacey received her Bachelor of Science degree in Psychology from the University of Central Florida and holds her insurance licenses for Life, Variable Annuities & Health.

Laurie Nelson

Employee Benefits Service Leader

Laurie Nelson, as our Employee Benefits Service Leader, oversees our Account Management and Implementation Teams. Laurie has been with Brown & Brown since 1996 and has experience in all aspects of Group Benefits, including both fully insured and self-funded products. She is also a member of our National Employee Benefits Service Committee whose focus is analyzing and developing customer focused processes and workflows. She earned her Bachelor of Business Administration degree in Finance from University of Central Florida. Laurie holds a Life, Variable Annuity & Health license along with a 440 license in Property & Casualty.

Brandon Savage

Director of Analytics

Brandon is the Director of Analytics for the Employee Benefits Department of Brown & Brown of Florida, Inc. In his 10+ years of experience in the industry, he has proven versatility in a variety of roles ranging from Director of Account Management to Account Executive. Currently, he leads a team that is primarily responsible for reviewing plan performance for fully-insured and self-funded customers, assessing self-funding for fully-insured employers, planning design bench marking, evaluating contribution strategies, and serving as the primary liaison for actuarial work. Brandon earned his Bachelor of Arts in Business Administration from the State University of New York.

Employee Benefits Are Just the Start

In addition to employee benefits, our team can help you with business insurance, personal insurance, surety bonds, and more.